YourSavings.ca: Helping Canadians Save Money

September 9, 2024

Finance and Money

4 Credit Card Fees You Should Know About

You’ve probably heard or read the phrase “credit card fees” at some point. You may have even looked at your last credit card statement and see that there is indeed a fee. However, you may [...]
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How Canada’s new credit card surcharge will affect consumers and businesses

Canada has some of the highest interchange fees in the world. Interchange fees are the fees businesses pay each time their customers pay by credit card. The average interchange fee in Canada is about 1.5 per cent of [...]
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Toronto neighbourhoods primed for better rental rates

In this article we will continue to explore the topic of apartment rental rates in Toronto. Last time we looked into the opportunities to rent in the areas with the best public schools in the [...]
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Saving Main Street: Local businesses need community support to stay afloat

Main Street businesses that survived COVID-19 restrictions are now navigating a pandemic recovery where predicted changes in the retail industry have been accelerated by five to 10 years. The ability to adapt to these changes, coupled [...]
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Is quitting contagious? Depends on who else leaves and who’s in charge

Quitting is one of life’s big decisions. It takes an emotional and financial toll on the employee, their families and their co-workers. People want power over these types of big life decisions, aiming to have self-control over [...]
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Entrepreneurship learning: All university students can benefit

Entrepreneurs, their associated startups and the subsequent growth of their companies have a vital impact on the health of our economy. In Canada, young adults have demonstrated a growing interest in entrepreneurship. Entrepreneurship has historically been narrowly [...]
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7 Step-by-step strategies to increase small business profit

7 Step-by-step strategies to increase small business profit So many businesses struggle to stay alive. Aa a matter of fact 90% of businesses won’t make it to year 10. 50% won’t even make it to [...]
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How do I reduce my car insurance cost in Ontario?

The best way to save money is through comparison shopping, one reason why Stingypig’s car insurance calculator is such a big hit with consumers. With all the differences between insurance companies, getting quotes from the [...]

At the tipping point: It’s time to include tips in menu prices as restaurants reopen from COVID lockdowns

August 11, 2021

Tipping is a cultural practice strongly supported in Canada, with most patrons feeling good about their experiences. However, gratuities can [...]
The advantages of unionization are obvious, so why don’t more workers join unions?

August 11, 2021

It’s well established that unionized workers earn better wages and have better benefits than their non-union counterparts. Unionized workers also experienced much [...]
Microeconomics explains why people can never have enough of what they want and how that influences policies

October 13, 2021

Economics is broadly divided into macroeconomics and microeconomics. The big picture, macroeconomics, concentrates on the behavior of a national or a regional economy [...]
4 ways companies can avoid post-pandemic employee turnover

August 11, 2021

With pandemic-related lockdowns being lifted around the world, businesses are announcing plans to bring employees back into the office. Considering the widespread isolation and Zoom [...]
Credit ratings are punishing poorer countries for investing more in health care during the pandemic

August 11, 2021

Economic recovery from the COVID-19 pandemic depends on sustained investment in health care and social services. But while rich countries like the [...]

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