YourSavings.ca: Helping Canadians Save Money

May 27, 2023

Special Features

Saving Main Street: Local businesses need community support to stay afloat

Main Street businesses that survived COVID-19 restrictions are now navigating a pandemic recovery where predicted changes in the retail industry have been accelerated by five to 10 years. The ability to adapt to these changes, coupled [...]
Special Features

Entrepreneurship learning: All university students can benefit

Entrepreneurs, their associated startups and the subsequent growth of their companies have a vital impact on the health of our economy. In Canada, young adults have demonstrated a growing interest in entrepreneurship. Entrepreneurship has historically been narrowly [...]
Special Features

Is quitting contagious? Depends on who else leaves and who’s in charge

Quitting is one of life’s big decisions. It takes an emotional and financial toll on the employee, their families and their co-workers. People want power over these types of big life decisions, aiming to have self-control over [...]
Special Features

How Canada’s new credit card surcharge will affect consumers and businesses

Canada has some of the highest interchange fees in the world. Interchange fees are the fees businesses pay each time their customers pay by credit card. The average interchange fee in Canada is about 1.5 per cent of [...]
Special Features

7 Step-by-step strategies to increase small business profit

7 Step-by-step strategies to increase small business profit So many businesses struggle to stay alive. Aa a matter of fact 90% of businesses won’t make it to year 10. 50% won’t even make it to [...]
Finance and Money

4 Credit Card Fees You Should Know About

You’ve probably heard or read the phrase “credit card fees” at some point. You may have even looked at your last credit card statement and see that there is indeed a fee. However, you may [...]
Special Features

Toronto neighbourhoods primed for better rental rates

In this article we will continue to explore the topic of apartment rental rates in Toronto. Last time we looked into the opportunities to rent in the areas with the best public schools in the [...]
Special Features

How do I reduce my car insurance cost in Ontario?

The best way to save money is through comparison shopping, one reason why Stingypig’s car insurance calculator is such a big hit with consumers. With all the differences between insurance companies, getting quotes from the [...]

How to determine what’s better – RRSPs or TFSAs?

April 30, 2021

Registered retirement savings plans, known as RRSPs, and tax-free savings accounts, referred to commonly as TFSAs, are the two most widely [...]
4 ways companies can avoid post-pandemic employee turnover

August 11, 2021

With pandemic-related lockdowns being lifted around the world, businesses are announcing plans to bring employees back into the office. Considering the widespread isolation and Zoom [...]
Microeconomics explains why people can never have enough of what they want and how that influences policies

October 13, 2021

Economics is broadly divided into macroeconomics and microeconomics. The big picture, macroeconomics, concentrates on the behavior of a national or a regional economy [...]
What Canada can learn from Sweden about creating middle-class retail jobs

August 11, 2021

Grocery-store cashiers and other frontline retail workers have helped get us through the pandemic, but do we value them? Why [...]
Want to fix financial literacy? Focus on billionaires squandering their wealth, not school curriculum

August 11, 2021

Shortly after the COVID-19 pandemic threw the global economy into a crisis in March 2020, I wrote an essay expressing [...]

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